Ed Read, Senior Business Development Manager, Bupa (7)
Short Biography...
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What is health insurance?
Health insurance or private medical insurance, often referred to as P M I is an insurance product that can cover the cost of private treatment, anything from physiotherapy, the smaller things to the larger things like cancer and everything in between. And you can pay monthly or annually. And health insurance is there for any new conditions that arise after the policy has started.
What's the difference between health insurance and the NHS?
Everybody has access to the NHS. You would keep your NHS GP and in an accident and emergency situation, again, you'd use the NHS. Where it's really different is the access or speed of access to consultations, your treatment, your diagnosis, and your care. It's also convenient in the sense that you can pick your own appointments around your schedule, and that's a really big factor.
Can I cover my children as well?
Yes, you can add a child up to the age of 21 or 24 in full-time education. There is a discount sometimes for adding them to your policy. You can also cover your child independently on their own policy if you are the parent or guardian.